Increased Excess versus Increased Premiums

Did you know that less than 5% of all persons that buy a travel insurance will ever need to make a claim, of any kind!

Not suprisingly, we have found that our customers would much rather take the chance, as slim as it is, and accept responsibility for a higher claim excess than being asked to pay upfront an additional premium, which in many cases can at least double the standard price of a travel insurance!

On the other hand, this statistic means that 95% of persons insured don’t make a claim at all, yet many will have paid such an increased premium – just in case.

What represents greater value?  If you think that we are right about that, then have a look at our products.

If you would rather accept a higher premium than an increased claim excess, use our single trip premier product where the maximum excess is only £100.

Over 20 years of Experience we'll ensure you always get the best Deal.