If you are looking for a reasonably priced travel insurance for a single trip or annual multi trip insurance, we have the right products for you in our Single Trip and Multi Trip products.
Using our Single Trip product, all persons up to the age of 80 years pay the same level of premium. We only increase the premium for those aged 81 to 90 years of age.
In place of charging increased premiums at lower ages (most policies apply age loadings around 60 years of age), our customers tell us that they prefer to accept a higher excess in the event of a claim as follows.
For a cancellation claim, the excess is increased to £100 for persons aged 61 to 70 years old and to £150 for persons aged 71 to 90 years old.
For a Medical Expenses claim, the excess is increased to £150 Areas 1, 2 & 3, £500 Area 4 or on a Cruise For persons aged 61 to 70 yearsold, and to £300 Areas 1, 2 & 3, £1,000 Area 4 or on a Cruise for persons aged 71 to 90 years old.
Using our Multi-Trip product, the same criteria applies but up to age 75. The cover is available up to age 80 years.
Using our Single Trip PREMIER product, there is no age limit at all!
If you would rather accept a higher premium than an increased claim excess for your age, use our Single Trip PREMIER product, where the maximum excess in only £100.